The Social Security Administration offers two distinct programs that pay financial benefits to individuals who are unable to perform full-time work due to a disability. These programs—informally referred to as SSI and SSDI—have different eligibility requirements.
In order to qualify for Social Security benefits in Warrendale, you must be eligible for one of the two individual programs. These requirements are strictly enforced, with countless applications denied each year. A dedicated elder law attorney could assist with this process.
In order for you to qualify for Supplemental Security Income (SSI), you must live on a low income and either be disabled, blind, or over the age of 65. The Social Security Administration aggressively enforces the eligibility requirements for SSI, especially when it comes to those claiming a disability.
Under the law, a person is disabled if they have a physical or mental condition that makes it impossible to work. The condition must be expected to either last more than a year or result in an individual’s death.
Applicants can also qualify if they are blind. This includes total blindness, but poor eyesight may also qualify. When it comes to blindness, both adults and children qualify.
The key factor in most SSI cases is the income requirement. This program is intended for individuals with very little to live on, and anyone who earns above the threshold will not qualify. There are also asset limits to consider. If you own a motor vehicle or other large assets, you may not be eligible for SSI benefits in Warrendale.
For many people in Warrendale, SSDI provides life-changing Social Security benefits. Unlike SSI, this program does not come with strict income limits to be aware of. Instead, it provides financial support to disabled individuals who cannot work based on their past work history.
SSDI is paid for through payroll taxes, and eligibility is tied directly to the amount you have paid during your career. The federal government measures these contributions through something known as work credits.
To get the maximum benefits available, you must have earned at least 40 credits over the past 10 years. You can earn up to four credits annually working full-time. You still have access to benefits if you worked less than that, but there will be a cap on your total recovery.
You have options when it comes to applying for Social Security Benefits in Warrendale. When it comes to SSDI benefits, the easiest way to apply is by completing the process online at the Social Security Administration web portal.
For those without access to high-speed internet, it is also possible to submit an application for benefits over the phone. While this process can be time-consuming, it is an available option for both SSDI and SSI.
Finally, you can also apply in person at your local Social Security field office. While these offices accept applications for both programs, you may need to make an appointment before you go.
If you are unable to work, Social Security benefits in Warrendale could be the answer. However, to get the resources you need, you must qualify for either SSI or SSDI benefits.
Give us a call today to speak to our team to learn more about your options. For more information, click here to come to an elder law workshop.
