Losing a loved one is one of life’s most difficult experiences. And for those named as an executor or trustee, the grief can be compounded by an unexpected list of legal and financial responsibilities. During Worldwide Bereaved Spouses Awareness Month, we want to offer support to those stepping into this role—especially when the path ahead feels uncertain.
At Sechler Law Firm, we understand that grief doesn’t follow a timeline—but unfortunately, estate administration does. That’s why we created a step-by-step guide to help you understand what needs to happen, and when, after the loss of a loved one.
What Does It Mean to Be an Executor or Trustee?
If you’ve been named as an executor of a will or a trustee, it means you’re now legally responsible for managing your loved one’s affairs. This may include safeguarding property, settling debts, and distributing assets to beneficiaries.
Before you can act as executor, you must be formally appointed by the court through a process called probate. Once appointed, you’ll receive documentation (Letters Testamentary or Letters of Administration) confirming your legal authority to manage the estate.
Trustees, on the other hand, generally do not go through court. Instead, their authority comes from the trust document itself.
First Things First: What to Do Right Away
In the early days, you’ll want to:
-
Order multiple death certificates (5–10 is a good rule of thumb)
-
Locate the will or trust
-
Notify beneficiaries and insurance companies
-
Continue paying essential bills like homeowner’s insurance
-
Gather financial statements and organize paperwork
You should also avoid some common missteps, such as continuing to use a Power of Attorney (which ends at death), paying large debts too quickly, or distributing personal property before receiving legal guidance.
The Road Ahead: A General Timeline
Estate administration typically unfolds over 9–15 months, and includes:
-
Valuing assets and notifying creditors
-
Filing a Pennsylvania Inheritance Tax Return (due 9 months after death)
-
Handling real estate decisions and ongoing bills
-
Preparing and filing final tax returns
-
Making formal or informal distributions to beneficiaries
Every estate is unique. Some may require court proceedings, others may settle more informally with a Family Settlement Agreement. The key is to proceed with care, communication, and legal counsel.
You’re Not Alone
At Sechler Law Firm, we offer free consultations to families going through this process. Whether you’re feeling overwhelmed, uncertain, or just want to make sure you’re doing everything right, we’re here to help you navigate the journey with confidence—and compassion.
📞 Call us at 724-609-5758 or visit sechlerlawfirm.com to schedule a consultation.
Let us help carry the administrative burden so you can focus on what matters most—taking care of yourself and honoring your loved one’s memory.
