As an Estate Planning lawyer, I’ve witnessed firsthand how scammers exploit families during their most vulnerable moments. The days and weeks following a loved one’s passing should be a time for healing and remembrance – not defending against fraud. Let me share some crucial insights to help protect your family during this sensitive time.
The Debt Collection Deception
One of the most heartless schemes involves fake debt collectors who prey on families’ sense of duty. These scammers scour obituaries and claim the deceased owed them money, demanding immediate payment to “honor” their loved one’s obligations.
Protection Tips:
- Never make immediate payments to unknown creditors
- Request detailed written verification of any claimed debt
- Remember: legitimate creditors must file claims through proper probate channels
- Direct all collection attempts to your probate attorney
The Property Deed Scheme
In this elaborate scam, fraudsters send official-looking letters claiming the family needs to obtain a new property deed or title document—for a substantial fee, of course. They create artificial urgency, suggesting delays could result in property loss.
How to Stay Safe:
- Know that property transfers happen through proper probate procedures
- Understand that no immediate deed action is typically required
- Verify any property-related requests with your probate attorney
- Never send payments to third-party companies claiming to handle deed transfers
The Insurance Information Scam
Perhaps the most insidious scheme involves criminals posing as insurance company representatives, claiming they need personal information to process benefits. They’re actually fishing for details to commit identity theft—of both the deceased and surviving family members.
Protective Measures:
- Work directly with known insurance agents or companies
- Never provide Social Security numbers or banking information to unsolicited callers
- Keep death certificate copies limited to necessary parties
- Monitor the deceased’s credit report for suspicious activity
You don’t have to face these challenges alone. Our compassionate team understands both the emotional and legal complexities of probate, and we’re here to help protect your family during this vulnerable time. Contact us at 724 841 1393 to schedule a consultation and learn how we can help safeguard your loved one’s legacy while giving you peace of mind.
